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John Lee Hong En

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A Monthly Curated Newsletter

Albert Einstein said, "Compound interest is the eighth wonder of the world. He who understands it earns it. He who doesn't, pays it."

In every financial crisis, there are generally two groups of people. Those who ride above the wave, and those who suffer the pain. The first group seems to be more prepared, as if they knew long ago that something was going to happen.

What's their Secret?

This group of people understand a simple philosophy, "You don't plan to fail but you fail to plan." They started early and took advantage of the Eighth Wonder of the World. They are more ready for impact than others.

There's more

During times of great impact is also a time of great opportunities for investment. Yet only those who are prepared are able to take advantage of undervalued assets.

Here's a very good illustration to visualise the power of the Eighth Wonder of the World.

Eighth Wonder of the World

We've got the Story. What are my options?

"Understanding both the power of compound interest and the difficulty of getting it is the heart and soul of understanding a lot of things."
- Charlie Munger

Feel free to get in touch to learn more. I hope that you and your loved ones will continue to stay safe. Cheers!

 
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I seek to reach out to people who believe in creating a safe financial environment for their loved ones. Let me know if I can be of help to someone you know or care about. We can make a difference to lives when it matters most. Cheers.
 
John Lee Hong En
 
 
 
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Testimonials and Referral Notes

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Jiann Yih & Tracy

There is a saying: ’never go into a business with friends’, then, what about insurance? We have the same hesitation: how do we treat John when he becomes our insurance agent? Will money interests take over the relationship? Will the service-client relationship take a lower stage because of our friendship? After we entrusted our financial planning with John, we realized that the way forward is to adopt the best of both worlds – that is, John advises us not only professionally as an agent, but also with a personal touch because of our existing friendship. We still treat each other as friends, we are accommodating with our times, and we share our food! As for my children, John has known them since they were very young, and now in their teenage and young adult years, they have become friends with John too. They greet each other and chat spontaneously, much to my gladness, and it would be my greatest wish if John can be the financial adviser to my children too in time to come.

Joshua

John has been very helpful in my journey of financial literacy. He is very patient when explaining complex concepts and tailors his advice to my background and situation. As someone who works in a job that does not give me the luxury to monitor market trends very closely, I appreciate his succinct summaries for me to make prudent investment choices effectively. With John as my advisor, I know I am in good hands and there is nothing much for me to worry about. :-) If you are looking for a trustworthy and down-to-earth advisor who has your best interests at heart, there is honestly no need to look elsewhere.

Kai Xin

I'm grateful to have John as my financial advisor. He is warm and genuine, making an effort to understand my needs and budget before providing recommendations. I also really appreciate his non-pushy approach, ensuring that I feel comfortable and well-informed throughout the decision-making process. In addition, I sustained an injury last year which required surgery. John's prompt and clear responses to my inquiries were not only helpful but also reassuring during the challenging period. Hence, I highly recommend John to anyone seeking a financial advisor who sincerely cares about your well-being!

Peter

I’ve known John for about 7 years now. He has been most reliable when he is needed the most, especially most recently when my claims were rejected. He helped me to navigate the claims process, which can be tricky at times. John has been a pillar of support when I needed him most, I am so grateful that I have a friend in John!

Dennis & Si Jie

John is an excellent financial advisor who is diligent, responsive, honest and warm. He provides valuable insights and wise recommendations to ensure that I can meet both my financial needs and budget. But perhaps the most outstanding aspect of working with him is knowing that his interests lie solely in his clients' well-being and needs. This sense of assurance and accountability is truly hard to come by. Outside of our client-agent relationship, John is a personal and trusted friend, and his upright values have always been evident through the way he treats the people around him. Since I started my financial journey with John 5 years ago, he has way exceeded my expectations, and I highly recommend him to anyone who needs sound financial planning and advice.

Shu Qi

John is a nice and humble person. I’m thankful to have John as my financial advisor as he’s trustworthy and knowledgeable in the area of insurance and investments. He understands my budget, offers policies within my capacity, and do not hard sell - which I truly appreciate it. Thank you John!